Don’t get sharked this Christmas – message for communities

As Christmas approaches and money is tight more people will be tempted by loan sharks, but these criminals should always be avoided. Loan sharks will exploit families at this time of year, as they know they will be struggling for cash. These lenders act like your best friend, they seem to be doing you a favour, and it may seem hard to resist the cash up front, but steer clear of them at all costs. What may seem like a small loan to tide you over for Christmas, could end up costing you dearly for years and years -and not just financially. It could end up having a horrific impact and your life and the lives of those around. You could be subjected to threats, violence and worse. The national England Illegal Money Lending Team are cracking down on these criminals and bringing them to justice. Look out for offenders and don’t accept loans from them- report them in confidence. Typically loan sharks will: • Appear friendly at first, enticing their borrowers to take out a loan but this is often a façade and very quickly the debt begins to spiral, extra charges are added sporadically • Force their borrowers hand over items ‘as security’. This could include passports, driving licences or even bank cards with the PIN, in order to withdraw directly from borrowers accounts. This is how people are left with little or nothing to get by on. • Offer little or no paperwork, and are unclear of the terms of the loan. People are then left in the dark as to how much they are actually repaying. As the debts can’t legally be enforced, the lenders will resort to the most extreme methods to enforce repayment- tactics used to intimidate lenders have included cutting TV and phone wires then sitting waiting outside the borrowers home and collecting the victims children from school without their knowledge. The Team have seen loan sharks threaten to burn down the homes of victims and throw acid in their faces. A victim was even kidnapped and attacked with a machete and a baseball bat and one woman was raped by a loan shark. Don’t put yourself or your family at risk. Anne* took out a loan for £150 to buy her young children Christmas presents, but paid back more than £5000, as the loan shark continued to harass her for five years. When she fell ill and was unable to work she defaulted on payments. She was resting at home with her young daughter when the loan shark accompanied by two other men barged in, demanding to know why she hadn’t paid and pulling items out of her living room. She told...

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Extra Events to Discuss Urgent Care – Dudley CCG

Local people are being given more opportunities to have their say on the future of urgent healthcare services in Dudley. Dudley Clinical Commissioning Group (CCG) has added to extra public drop-in sessions on the evenings of Thursday 12 and Tuesday 17 December to a wide range of events that are already part of the CCG’s consultation on urgent care services. Read more: Extra Events to Discuss Urgent...

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Dudley Council’s carers fortnightly e-bulletin is out

The latest fortnightly Dudley Carers e-bulletin is now out. Highlights include: Making it Real for Carers -Friday 29 November 10-30am to 2.00pm -celebrating carers’ right day Carers’ Rights Day Workshop – for carers of people with a Mental Health problem External Assessor for carers assessments appointed – Insight for Carers Does smaller mean better? Evaluating micro enterprises in adult social care, researchers needed Draft Adult Social Care Report – chance to comment Friday 29th November – Tracing Your Family History event Understanding Hate and Mate Crime, Dudley CIL – Friday 6 December Adult Social Care Outcomes Framework- comparison website Dudley and Walsall Mental Health Trust Service User and Carer Forum 28th November 11-2pm and many more…. Read the Carers ebulletin...

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Support Age UK Dudley this Christmas

People can show their support for Age UK Dudley this Christmas when doing their Christmas shopping online. If people sign up to easyfundraising.org.uk, every time they shop a small donation will be made to Age UK Dudley at no extra cost.  People just need to go to www.easyfundraising .org.uk/ageukdudley and follow the simple steps to sign up.  There are more than 2,700 retailers to shop with including Next, John Lewis, Asda, Tesco, Argos, Sainsbury’s and Debenhams.  ...

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